Business Insurance: Protecting Your Company & Assets 🏢💼

Business insurance helps safeguard your company from financial losses due to property damage, liability claims, employee-related risks, and more. Here’s a breakdown of the key coverage options:

1️⃣ General Liability Insurance (GLI) ⚖️ (Essential for All Businesses)

✔ Covers bodily injury, property damage, and legal expenses if your business is sued.
✔ Protects against customer injuries (e.g., slip-and-fall accidents in your store).
✔ Covers advertising injury (e.g., libel, slander, copyright infringement).

2️⃣ Commercial Property Insurance 🏢🔥

✔ Covers damage to your buildings, equipment, inventory, and furniture from fire, theft, vandalism, and storms.
✔ Protects owned or leased office space, warehouses, and storefronts.

3️⃣ Business Owners Policy (BOP) 🏪💰 (Best for Small & Mid-Sized Businesses)

✔ Bundled policy that includes:

• General Liability
• Commercial Property Insurance
• Business Interruption Insurance
  ✔ More affordable than buying policies separately.

4️⃣ Workers’ Compensation Insurance 🏥💵 (Required in Most States)

✔ Covers medical expenses and lost wages for employees injured on the job.
✔ Protects your business from lawsuits related to workplace injuries.

5️⃣ Commercial Auto Insurance 🚚🚗

✔ Covers company-owned vehicles in case of accidents, theft, or damage.
✔ Includes liability, collision, comprehensive, and uninsured motorist protection.
✔ Essential for businesses with delivery services, fleets, or employee drivers.

6️⃣ Professional Liability Insurance (Errors & Omissions – E&O) ⚖️

✔ Protects businesses that provide services or advice (lawyers, consultants, financial advisors, etc.).
✔ Covers lawsuits due to negligence, mistakes, or failure to deliver services.

7️⃣ Cyber Liability Insurance 🔐💻

✔ Covers data breaches, hacking, and cyberattacks that expose customer information.
✔ Helps pay for legal fees, notification costs, and recovery efforts.

8️⃣ Business Interruption Insurance 🚨💰

✔ Replaces lost income if your business is forced to close due to a covered event (fire, natural disaster, etc.).
✔ Covers rent, payroll, and operational expenses while you recover.

How Insura Can Help Your Business 🚀

🔹 Custom Coverage – Policies tailored to your industry and risks.
🔹 Bundle & Save – Discounts for combining multiple business policies.
🔹 Fast & Easy Quotes – Get the right protection without the hassle.

Would you like help crafting a business insurance package that aligns with Insura’s services? 🎯